San Diego, California Talk Radio Station - 760 KFMB AM - 760kfmbMore from FiLife

Gender and retirement planning

When couples meet with a financial adviser, women often feel as if their husbands are the only ones being listened to. More>>

Credit CARD Act to curtail college credit cards in February

College students will find it much harder to get new credit cards starting on February 22, 2010. Here's a primer on how the Credit CARD ACT will affect students. More>>

9 facts about claiming donations made to Haiti

The government will allow taxpayers to deduct contributions made to the relief efforts of Haiti on either their 2009 tax return (the one being filed now) or on 2010's. More>>

3 ways your 401k contributions will profit more than any other investment

You may think that you can make more money by investing outside of your 401k, but that's not necessarily true. More>>

Friendly and Frugal: 6 ways to socialize while saving big bucks

Getting together with friends is a great way to spend the winter months, a night on the town can cost a fortune. Here are a few fun ways to socialize without going broke. More>>

Help! I'm only earning 1% on my savings

We all would love to be earning a steady 5.5%, but because of today's economic climate, your cash returns won't end up much better, or worse, than the glory years of 2007. More>>

How to stop debt collectors

Most debts don't last forever, and there are perfectly legal ways to stop debt collectors. Here are four. More>>

Unwanted gift solutions Video included

A recent survey indicated that 59% of consumers keep unwanted gifts they never plan to use. This year, resolve to make some extra money and get organized. More>>

2010 Predictions: The year of the renter

With home prices continuing to fall, monthly rent rates followed suit in 2009. So what do renters have to look forward to in 2010? More>>

New Year's financial resolutions

Each year many people decide to make changes in the coming year. How about including your financial life in this year's resolutions? Here are some ideas for getting on track. More>>

Can snow days cost you? How to prepare for the occasional blizzard

Large storms can seriously stall not only your schedule, but also your pocketbook. Planning ahead is key to surviving the snow days that come with the occasional blizzard. More>>

What's love got to do with taxes? Nothing

If you're a woman, and married, here's something you may never have considered: You might be better off filing a separate federal income tax return this year. More>>

Demystifying Digg: Save time and get more viewers

Digg is built and moderated by pros who know the Internet's tricks. After you're familiar with their terms and rules, check out how these three tools can help you be more effective on Digg. More>>

Why capping credit card rates at 16% is bad for consumers

Lawmakers have proposed a 16% maximum credit card rate and a $15 cap on late fees. Sounds like a big win for consumers, right? The answer may surprise you. More>>

Top four Twitter tools for a business

Businesses are using Twitter more and more as a growth platform. These four tools will help you customize your account and make your engagement with users more effective. More>>

Four penalty free exceptions to IRA withdrawals Video included

If you are strapped for cash, here are four ways you might be able to avoid a penalty (but not income taxes) on the amount withdrawn from your IRA. More>>

Three steps for creating an emergency fund Video included

Most financial planners recommend setting aside a cash reserve in case of emergencies. Not sure how to start your emergency fund? Here are three tips to get you going. More>>

Car Loans: Eligibility and requirements

Thinking about car loans specially prepared for people with poor credit? What exactly do they offer? How do such loans work? Read on to get the answers and more. More>>

Understanding the American Opportunity Education Credit Video included

The American Opportunity Education Credit is a new and improved version of the Hope Credit, and it offers a lot more leeway and savings to post-secondary tuition payers. More>>

Job search tax deductions

Many have lost their job and struggled to find another job at some point in the past few years. It's a daunting and taxing experience, but not one without its share of deductions. More>>

Holiday spending and debt

Most families spend around $500 on holiday gifts. If you put all those gifts on your credit card, the end result may surprise you. More>>

Itemizing your health expenses Video included

The rules governing health-related tax deductions are vast but easy to follow. Here are some tips on how and what to itemize to get the most out of your health expenses. More>>

How to host Thanksgiving dinner on a budget

Hosting Thanksgiving dinner can be a huge drain on your budget. However, there are several ways to save money while preparing your turkey feast. More>>

How to know if your 401k target date fund is appropriate? Video included

Target date funds become conservative as you get older. This may seem like a great idea, but there some things you should consider before jumping on the bandwagon. More>>

Engaging kids early about money is key!

Teaching kids about money as soon as possible is one of the most important life lessons you can teach your child. More>>

Drought in higher rates may be over

Some foreign countries are beginning to increase rates, and when the U.S. follows suit this trend could mean higher interest payments and inflated prices for imports. More>>

Six ways to save money on produce

Here are 6 tips on how to save money while shopping for produce. More>>

Five simple steps to motivate yourself to save without even realizing it

As Americans we know that we are not saving enough, especially compared to other countries. We recognize the problem, but how do we motivate ourselves to save? More>>

Three money lessons every kid must learn Video included

As parents we have a vested interest in raising our children to be responsible, independent adults. Here are three money lessons to help them achieve that independence. More>>

When it's time to itemize your tax deductions

It's never too early (or too late) in the year to think about itemizing your tax deductions. More>>

Pay cuts to hurt banks more than help

A current proposal to cut up to 90% of pay for top level bank executives will have bank executives at the affected institutions heading for the exits. More>>

The black holes of currency

There are many mini black holes of currency right here on Earth, such as the penny souvenir machines at tourist traps around the globe. More>>

How much money can you safely withdraw during retirement? Video included

Many Americans are sorely mistaken on how much they will be able to withdraw from their retirement savings. Think you can retire with $400,000 in savings? Think again. More>>

Identity theft horror story: I'm not a criminal! Video included

If you have a common name, you can bet that someone in this country shares it with you. But what if they share your birth date too? And what if that person is a criminal? More>>

Refuse to be undermanaged

All across the workplace there is a shocking and profound epidemic of undermanagement. Here is what you can do if you manager won't, or can't, manage you. More>>

Lessons from the movies about going broke

The last thing you may want to do is watch a movie about money troubles, but, movies about going broke can actually be helpful. Grab some popcorn and take a look. More>>

The Nobel Prize in Economics and you

Nobel winners Elinor Ostrom and Oliver Williamson focus on the problems of economic governance. While you not hear the term often, many people talk about it every day. More>>

The pros and cons of newlyweds combining accounts Video included

The word newlywed conjures up thoughts starting a life together, but should that life involve combing financial accounts? Here's a look at what needs to be considered. More>>

3 grocery store finds that may help fend off H1N1

While no OTC product will protect you or your family 100% from coming down with H1N1, there are a few grocery store finds that may help you ward it off. More>>

Don't snooze through open enrollment Video included

When your company has its open enrollment period, you should take the time to review your coverage and consider other benefits, including FSAs, HSAs and wellness programs. More>>

Telling loved ones you lost your job

Admitting that you've lost your job can be tough. Dr. Susan Bartell, a New York, offers four helpful tips on how to best tell your family & friends you lost your job. More>>

What H1N1 might cost you and your family

Are you ready for flu season? If not, you should be: for a family of four, even with a mild case of H1N1, the costs can add up to hundreds, or thousands, of dollars. More>>

To send or not to send: The great school debate and H1N1

Worried about your child catching, or spreading, the H1N1 virus at school? Here's what one mother went through when she found out her daughter had caught it. More>>

Insurance for your college student Video included

Sending your child off to college can be a source of emotional as well as administrative headaches. Here are some things to consider when navigating the insurance maze. More>>

How to live within a budget and still have a life Video included

A budget simply brings reality back into your financial picture. You can't have everything, but you can have a great life. Here are some ideas for getting started. More>>

Will the Kindle make textbooks more affordable?

Ebook readers still need some improvements before they will be able to replace textbooks on a widespread basis and the potential cost-savings are less than you may expect. More>>

Avoid chasing your 401k tail Video included

There are many different strategies for making money in the market but, according to research by a Harvard professor, a plan based solely on emotion is doomed for failure. More>>

What is your FICO score?

Your FICO score summarizes your credit risk and is based on your credit report. If you think yours is too low, here are some ways to give your score a boost. More>>

How to turn family and friends into investment capital

Thinking of tapping personal contacts for investment funds? Here are four lessons that two entrepreneurs have learned from their own fundraising efforts. More>>

Saving money by going green with your kid’s lunchbox

This year many lunchboxes are undergoing a redesign because it turns out that going green is not only good for the environment, but it's easier on your budget too. More>>

Should personal finance be required in school?

Few things are more important than your personal financial situation. That's why schools should think about trading Beowulf for Buffett and teach the time value of money. More>>

Is college worth the cost?

Some have argued that the high cost of education is a bubble waiting to burst, but even in a downturn, there is a net financial advantage to pursuing a college education. More>>

Back-to-school apartment hunting tips

For those students who are new to renting, here are a few tips from Rent.com to help make your apartment search both successful and stress-free. More>>

How to practice defensive saving

Finding a great deal no longer involves just walking into a sale. You need to some legwork and practice defensive saving: compare costs, look for coupons and plan ahead. More>>

5 meals under $5

A grocery list can really eat a hole in your budget. With some shopping savvy you can not only make your food go farther, but you can save yourself some cooking time too. More>>

Last minute saving tips for back to school

If you're still scrounging on back to school supplies and clothes, learn some ways to save money this year. More>>

House Swapping: The new family vacation

There is a new way to avoid the costs of airfare and hotels and still have the vacation of your dreams, all in the comfort of a home - just not yours. It's known as "house swapping." More>>

Your stake in healthcare reform Video included

Drawing from key points in President Obama's address, here are a few ways in which the administration aims to improve your health care and contain your costs. More>>

Characteristics of a good 401k plan

What does a good 401k plan look like? Here are some of the characteristics of good, well managed plans. More>>

Hotel freebies even savvy travelers miss

If you're planning a hotel stay sometime soon, don't be shy about asking about what services your hotel offers: you could save on your room costs or earn some extra perks. More>>

Three sophisticated (family-friendly!) hotels under $200: Chicago

Chicago is home to some of the most unique tourist attractions around, and with these impressive prices your family can find out if Chicago is your kind of town. More>>

To tip or not to tip: Summer camp counselors

You tip restaurant wait staff and your hairdresser, but is it really necessary to tip your kid's summer camp counselor? Here's the lowdown on knowing when to tip. More>>

6 ways to save on shopping for back-to-school clothes

Denis Cauvier, PhD, co-author, of The ABCs of Making Money and The ABCs of Making Money 4 Teens, shares some new ways to save on back-to-school duds. More>>

Alternatives to credit cards

Has the interest rate on your credit card increased? If it has, and you are carrying an uncomfortably large balance, here are two alternatives to consider. More>>

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