AM 760 KFMB - Talk Radio Station - San Diego, CA - Reports on Banks that Don’t Use ChexSyst Reports on Banks that Don’t Use ChexSystems

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With the help of these banks and credit unions, consumers find they can get a second chance bank account for a better financial future, announces

Nationwide – March 27, 2018 /MarketersMedia/

The majority of schools fail to teach children the financial basics of life. Students leave high school having no clue how to check their credit score or improve it. Furthermore, they have no idea what ChexSystems is and how this organization can have a negative impact on their life. is working to change this and provides information on a wide range of financial topics of interest to consumers. Furthermore, the site provides information on banks that don’t use chexsystems and Second Chance Banks. Consumers of every age benefit from having access to this information.

“While most people are familiar with the three major credit reporting unions, they don’t learn of ChexSystems until they have a problem with their current bank account. ChexSystems, however, is the organization that retailers use when determining if they should accept a check from a customer and banks use to determine if a person should be granted a bank account. This consumer reporting agency tracks a person’s activity with regard to their checking and savings account. The agency doesn’t have an impact on a person’s credit score nor does it play a role when credit is extended to an individual, but negative information gathered by ChexSystems can lead to a person being denied a bank account or the ability to write checks in many locations,” Lisa Phillips, spokesperson for, explains. offers a free list of No-ChexSystems Banks and credit unions along with banks offering second chance checking systems. With the help of these banks and credit unions, consumers who have had problems in the past with their banking history are given the opportunity to try again and have more success. Information on the banking consumer report remains for a period of five years, leaving many people with limited options. These banks and credit unions provide an alternative for those in this situation.

“Don’t hesitate to request a copy of this report under the Fair Credit Reporting Act and check for errors. This report can be obtained online through, by phone, fax, or mail. Consumers wishing to know their score must pay a fee, however. The report is free once every 12 months or when a bank has denied the individual a bank account based on information contained in the report. In this situation, the report must be requested within 60 days,” Phillips explains.

When the information contained in the report is correct, the individual will likely need a second chance bank account. Finding one can be challenging, but Rebuild Credit is here to help. The site provides information on where to find one of these checking accounts to save consumers time and money.

“Visit today to learn more about these bank accounts. While on the site, be sure to look around. Here you will find information on credit repair. loans, credit scores, and more. We strive to be your main source for information on financial topics and continue to update our site to ensure you remain knowledgeable on all topics related to this,” Phillips declares.


Founded in 2007 as a way to share knowledge with consumers to improve credit scores and gain access to financial products, helps consumers reestablish their credit and banking history. Financial well-being and a person’s credit history are intimately linked, yet consumers often lack basic knowledge on how to build and maintain good credit. Schools fail to teach this information but should. Access to credit and banking services is important for wealth accumulation and for establishing the resources needed to withstand short-term economic hardships.

Contact Info:
Name: Lisa Phillips
Address: 8306 Wilshire Blvd., #7008
Phone: 800-213-3059

Source URL:

For more information, please visit

Source: MarketersMedia

Release ID: 320636

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